Whats needed to get a mortgage
So that we can give you the best possible advice for your particular circumstances please bring with you the following, failure to do so will mean we are unable to give you any advice whatsoever.
Identification - Passports or Driving Licence
Proof of address - Bank Statement or utility bill showing your name and address dated within the last three months.
Proof of income - If employed - Last three months payslips, or 6 weeks if paid weekly, P60, last three years accounts, last three years SA302s and corresponding Tax Overviews, Tax credit letters/CSA letters for current year.
Details of all commitments - Credit Cards, Personal Loans, HP agreements, CSA/maintenance payments.
Last 3 months bank statements - Internet print offs are acceptable as long as they show name, address,
Sort Code and Account number.
Last years mortgage statement - if you have any mortgages
Proof of deposit:- Bank statements, savings accounts, Letter from family re
gift, if not within equity or savings.
Credit file - this can be obtained from Experian, Equifax for a fee, or https://www.creditkarma.co.uk/ for free.
Income & expenditure form attached click here
If for any reason you cannot make the appointment we would appreciate 48 hours notice.
Providing the above will help you get the best advice possible.
SIMPLY MORTGAGES 62 HIGH STREET, BANGOR, GWYNEDD, WALES
HOURS MON 9AM - 5PM TUE 9AM - 5PM WED 9AM - 12AM THU 9AM - 5PM FRI 9AM - 5PM
